Wells Fargo New Payee Scam

Another sloppy phishing attempt that might fool you.

My only interaction with Wells Fargo is the truck loan held by Wells Fargo Dealer Services. So imagine my surprise when I got a message from billpay@wellsfargo.com to confirm that a new payee had been added to my Bill Pay service.

Wells Fargo Phishing
Honestly, if you’re fooled by this and open the attached file, you should have your Internet privileges revoked.

Of course, it’s a scam. They want you to open the attached file. Malware is likely installed when you do so.

Don’t open attachments in email messages unless they are from someone you personally know and you are expecting the attachment.

This is pretty sloppy, too. The message makes no sense. But all they need is for people not paying attention to open the file. Then they’ve got another victim. Don’t let it be you.

Another Waste of Taxpayer Money

I knew the FAA was slow, but this is ridiculous.

I’m terrible about opening my mail. I routinely fetch it from my mailbox (which is two miles from my home) and leave it on the dashboard of whatever vehicle I’m driving. Or toss it behind the seat. Or bring it inside, but leave it in my “inbox” pile. No matter where it enters my life, it sits there for a long time. Truth be told, there’s a six-month period in early 2014 when I just stuffed it all in a box and lost it in my garage. (I honestly think there’s a black hole in there.)

This time of year, when I’m actually expecting checks, I pay a little closer attention to what comes in the mail. That’s why I noticed the letter from the FAA and opened it within two weeks of receipt. (Heck, I knew the FAA wasn’t sending a check, so why rush?)

Inside was the letter dated 5/19/2017 that you can see below.

FAA Letter
So the FAA basically waited 17 years to give me an opportunity to opt out of releasing my address to the public.

It basically says that back on April 5, 2000 (not a typo), Congress and the President — Bush 43, I guess — enacted a law that required the FAA to make pilot addresses available to the public. Fortunately, I can opt-out of this invasion of my privacy by signing the letter and sending it back to the FAA.

But I have to hurry! Even though it took them 17 years to send me this letter, I only have 90 days to respond.

Can you believe this crap?

My first thought was what a waste of taxpayer money this is. Wikipedia reports that there were 590,039 certificated pilots in the United States as of 2015 year-end. That means the FAA had to print and mail 590,039 letters just like the one I got.

Maybe that’s why it took so long? Maybe they just got up to the Ls?

So the FAA has blown through 1181 reams of paper and a similar number of boxes of envelopes. Even if they got bulk rate on mailing all those envelopes, they’ve still spent well over $100,000 on postage. Somebody had to handle the mailing — even if a machine stuffed the envelopes, someone still had to tend to that machine and get them to the post office. How many trips to the Post Office is that? Do they have trucks standing by for mass mailings like this?

So how much money have they pissed away on this so far? A quarter million? More?

And then there’s the processing. I’m not going to the website. I’m going to sign the letter and mail it back. There’s got to be some poor slob in Oklahoma City who’s sitting at a desk just waiting for envelopes with signed letters to come in. He or she has to look up each one in the system and toggle a check box to say we want our addresses kept private. And then what? Do they actually file all that paper? Stick it in filing cabinets? How many filing cabinets do they have? How many rooms does that fill? Do they have buildings filled with filing cabinets of paper?

Paper!

And for what? What gives Congress and the President the right to decide that the public is entitled to the addresses of certificated pilots? What is the benefit of such a rule? Why would they even do this?

And who the hell wouldn’t opt out?

This is stupid from start to end. it’s wallpapered with stupid.

But that’s our tax dollars at work. Imagine how many educational programs the cost of this mailing would have funded. How many Meals on Wheels dinners. How many airport improvements, for Pete’s sake.

Why are the people in Washington so damn stupid with our money?

Easy Microwave Yogurt

Quick tips for making yogurt at home.

I’ve been making my own yogurt for nearly five years now. I began in October 2012 using a recipe posted by my friend Tammy on her blog. Since those first few times, I’ve come up with a method that’s quicker and easier.

I’m a multi-tasker. That means I really can’t tolerate standing at the stove to stir a pot of milk while it heats to a certain temperature. So I heat the milk without a stove: in the microwave.

I make a half gallon of yogurt at a time. I have an 8 cup Pyrex measuring cup — which I believe every serious cook should have — and I fill that with the milk. Then I pop it in the microwave, set the timer, and start it up.

Every microwave is different — I can’t stress that enough. I set mine for 14 minutes on high and when I pull the milk out, the temperature is right around 190°F. I didn’t come up with this time by happy accident. It was a lot of incremental zapping and temperature measuring that got me there. If you want to use this technique, you’ll have to do the same thing so you know the magic number for your microwave.

Unless you have a microwave-safe thermometer, do not leave the thermometer in the milk while it’s in the microwave. (But you knew that.)

Of course, the time will vary depending on the quantity of milk. That’s one reason I almost always do a half gallon at a time.

Once the milk has heated to the right temperature, I leave the measuring cup on the countertop, normally on a rack so air can circulate around it. I leave the thermometer in it so I can check the temperature periodically. I stir it once in a while when I remember to. Room temperature will determine how quickly the milk cools.

Microwave Milk Heating for Yogurt
Heating milk in the microwave for yogurt-making is quick and easy.

When it gets to about 120°F, I whisk in about 2-3 tablespoons of unflavored yogurt. I don’t buy yogurt starter, although I do occasionally buy plain yogurt to use as starter. This ensures success, although using my own yogurt for a starter could work, too. (I honestly can’t understand why people will spend several dollars on starter for a batch of yogurt when existing yogurt works fine.) I usually mix up the yogurt with some of the milk before combining everything and whisking to ensure there’s no lumps.

Instant Pot
I love my Instant Pot.

Once that’s done, I pour the milk into four pint-sized canning jars and cap them with plastic caps. I use pint jars because that’s what fits into my Instant Pot, which I use to finish processing the yogurt. If you don’t have an Instant Pot or other yogurt maker, you should consult Tammy’s recipe to see how she uses a regular picnic cooler. That’s the way I used to do it, with quart sized jars, and it works very well. Nowadays, it’s easier to just load it in the Instant Pot than to haul up a cooler, fill it with hot water, and have it sit around for 6-8 hours.

For timing, I’ve discovered that 6 hours is just right, at least in the Instant Pot. If I let it go longer, it gets a sort of slimy consistency that I really don’t like.

Once the yogurt is done, I usually put the jars in the fridge to chill them. That gives me yogurt ready for smoothies.

Euro Cuisine Greek Yogurt Maker
The Euro Cuisine Greek Yogurt Maker is another handy gadget for yogurt or cheese makers.

But if I want Greek yogurt, I go one step further and put it into a yogurt strainer. I love the one I have, the Euro Cuisine GY50, which I also use for making certain fresh cheeses. (It’s reusable so it’s a a lot cheaper and neater than dealing with cheesecloth. Mine’s plastic, but a stainless steel version is also available.) I can fit a quart of yogurt in it and let it drain in the fridge for as long as I like. The whey collects in the bowl at the bottom. After straining out the whey, you’re left with about half the amount of yogurt you started with. So a quart of regular yogurt yields about a pint of Greek yogurt.

Lately, I’ve been straining all the yogurt I make and saving some of the whey in the fridge. Then I can use the Greek yogurt in my smoothies but add back whey to thin out the mix without adding juice or milk. If I have a lot of whey I put the excess in my chickens’ water, supplementing their diet with calcium and protein to help them make stronger eggshells.

In the past, people have asked me when I add the flavor. What flavor? I like my yogurt plain. But if you want flavor, mix in some jam or preserve when you’re ready to eat it. I like mine with granola for a good crunch.

Those are my homemade yogurt tips. If you use any of them or have your own to share, please do use the comments to let us know.